New Home Loan

Home Loan is one of the best ways to get better offers and interest rate. It can also help you to reduce your monthly installments.

5 Lakh - 10 Cr +

10 to 30 years

4.5% to 12%

No Hidden Charges

Turn Your Dream Home into Reality

A Personal Loan is an unsecured financing solution designed to help you meet your immediate financial needs without pledging any collateral. Whether you’re planning a wedding, managing medical expenses, renovating your home, funding higher education, traveling, or handling unexpected emergencies, a personal loan offers quick access to funds with minimal documentation and a hassle-free application process.

At Cash4You, we simplify the borrowing journey by helping you compare loan options from trusted banks and NBFCs. Our experts guide you through every step, ensuring you receive competitive interest rates, flexible repayment terms, and fast approvals tailored to your financial profile.

Documents Required

Passport-size photographs
PAN Card
Aadhaar Card
Voter ID, Passport, or Driving Licence
Current & Permanent Address Proof
Age Proof
Property Documents (Sale Agreement, Allotment Letter, NOC, Occupancy Certificate, Possession Certificate, etc.)

For Salaried Applicants

Form 16
Employee ID Card
Employer Certificate (if required)
Latest 3 Months’ Salary Slips
Latest 6 Months’ Bank Statements
Increment/Promotion Letter (if applicable)

For Self-Employed Applicants

Income Tax Returns for the last 2 years
Computation of Income
Latest 6 Months’ Business Bank Statements
Profit & Loss Statement
Balance Sheet for the last 2 years

Key Features of Our Home Loans

Loan amounts from ₹5 Lakhs to ₹10 Crore+
Flexible repayment tenure of up to 30 years
Competitive interest rates from trusted lenders
Fixed, Floating, and Hybrid interest rate options
Quick processing with minimal documentation
Balance Transfer facility for lower EMIs
Part-prepayment and foreclosure options (as per lender policy)
Joint Home Loan facility with spouse or family members
Tax benefits available under applicable provisions of the Income Tax Act
Dedicated support from application to final disbursement

Home Loan Eligibility

To apply for a Home Loan, you should generally meet the following eligibility criteria:

Salaried Applicants: 21 to 58 years of age.
Self-Employed Professionals: 25 to 65 years of age.
Minimum monthly income of ₹10,000 (Salaried).
Minimum annual income as per lender requirements for self-employed applicants.
Minimum 2–3 years of employment for salaried applicants.
Minimum 3 years of business continuity for self-employed professionals.
Latest Form 16 (where applicable).
A credit score of 700 or above is generally preferred.

Why Choose Cash4You?

Quick Loan Disbursal

Our experienced team works with leading banks and NBFCs to ensure faster approvals and timely loan disbursement.

Loan Balance Transfer

Transfer your existing home loan to another lender and enjoy competitive interest rates, reduced EMIs, and improved repayment benefits.

Flexible Prepayment Options

Take advantage of part-payment or full loan closure options as per your lender's terms, giving you greater financial flexibility.

End-to-End Assistance

From eligibility checks and documentation to loan approval and disbursement, our experts provide personalized guidance throughout your home loan journey.